Tuesday, March 6, 2012

A few "Tid Bits" on saving some Big Dollars!

Hello All,

I hope everyone has survived this string of tornados and severe weather that came thru the mid west & south, I know things were crazy here in Bowling Green, KY last week. Please say a prayer for those whom have been affected by this severe weather.

 I have had a few tips for saving money that I would like to share with you. These tips came from the blog readers! So I have to give all the credit for today’s "tid bits" of tips to them...thank you!

 Take control of your cell bill don't let those cell companies give you a two year sentence anymore!

Straight talk from Verizon is a pre-paid cell phone plan that will allow you to go month to month without being stuck in a contract. I, personally previously thought the only way to get affordable cell phone plans were by signing a contract...and I used to work for AT&T part time on the side! Geez, I was fooled! One of you that follow the blog informed me of this prepaid plan that is way more affordable than what I am currently stuck paying! $45/month will get you unlimited talk/text/and web browsing, and for $30/month you can get 1000 minutes talk, 1000 texts, and a limited amount of web browsing! This is awesome! If I wasn't under a contract at this point I would be switching and trying out this plan....AND SAVING BIG DOLLARS!!!! The other cool thing is, you are not obligated to them, no contract and you still get to use the Verizon network! I'm pretty sure there are more pre-paid services out there that would compare...just check them out! Straight Talk can be purchased at Wal-Mart.

The credit for this "tid bit" of tips was given to me by an anonymous reader...thank you!

 More is less....in terms of dollars with insurance!

Auto insurance is a funny thing; I was told by one of my readers that she had been taking some of my advice on this saving money stuff and called her insurance company to inform them she was getting more quotes from other companies. She did, and the rates she was paying at her current company were comparable to what she got elsewhere...because she had only been with her current insurance company for a short time. Here is the where it gets good, they took it upon themselves to see if there was anyway she could save money, so they started to ask her questions, she was asked if she owned or rented...which she was renting. They added renters insurance and combined that with her auto insurance to "bundle" and her monthly premiums WENT DOWN by $6/month!!! All because she added renter's insurance.....so we are not mistaken her total premium for both auto and renters insurance was cheaper than what she was paying just for auto!!! This is amazing, and something that everyone should at lease ask about if they don't already bundle their types of insurance, or if there are renters out there who do not have renter's insurance because they are afraid of paying more money for it per month....it could save you money!

The credit for this "tid bit" of tips goes to Elaine Smith....thank you!

Like always, please feel to email me, leave a comment or feed back, it's always welcome and could possible help someone. Thanks for reading!


  1. Only one negative in regards to the prepaid cell phones...they will not let you transfer numbers out...if you leave them you have to get a new number.

  2. We did that with our car/renter's insurance. Our previous landlord required renter's insurance and in our case it paid for itself too. Also, it came in handy down the road. When we got ready to buy our first house in another state; I called an agency/office to where we were moving to about homeowners insurance and was told there was a waiting list with the agency I called. So I told them I needed to move my car insurance (this was the same company I was using before, just a different agency in another state I was moving to) and would need to cancel my renter's insurance and was told they considered that homeowners insurance so I didn't have to be put on the waiting list after all. :)

  3. Thanks for all the info and I'm going to pass on your link. Keep giving us info and we'll keep reading!! I'm your neighbor in Indiana.

  4. My sister does the pre pay and loves it!. She switches her phones around and still had the same number

  5. My sister-in-law introduced us to Straight Talk. My husband recently switched to it, although I am still under a contract with Verizon. For each phone we play the same amount of money each month, but I have limited text and minutes and no data, while my husband has unlimited everything! He loves the phone and it works great. I can't wait until my contract is up to switch as well!